Electronics Equipments
Sharjah Insurance—UAE’s first established insurer, trusted since 1970 for reliable and comprehensive coverage.
Best Electronics Equipments Insurance In UAE – Sharjah Insurance
Personal Accident Insurance is a specialized insurance policy designed to provide financial protection in the event of accidental injuries, disability, or death. In the fast-paced environment of the UAE, accidents can happen unexpectedly—whether at home, on the road, or at work. This insurance ensures that you and your loved ones are financially secure, covering medical expenses, loss of income, and other unforeseen costs resulting from accidents.
Who should consider Personal Accident Insurance? Anyone living or working in the UAE—individuals, families, and corporate employees—can benefit from this essential protection. It’s especially important for those with active lifestyles, frequent travelers, or people working in high-risk professions.
The first Established Insurer in UAE
Established In 1970
Paid-Up Capital Of Over AED 137.5m
Listed on Abu Dhabi Securities Exchange
Offices in Sharjah and Dubai
47 years Experience
What is Electronics Equipments Insurance?
Covering Material damage for many types of electrical equipment, including:
– Electronic Data Processing (EDP) equipment.
– Electrical and Radiation equipment for medical use.
– Communication facilities. (Tele-printers, Telephone Exchange & Units, photocopiers, Ultrasonic equipment’s, CT Scan etc.)
Benefits of Joining
How does it compare to health or life insurance?
Unlike health insurance, which covers illness and general medical expenses, or life insurance, which only pays out in case of death, personal accident insurance specifically addresses the financial impact of accidental injuries and disabilities.
Lump-Sum Payouts
Receive a tax-free lump sum in case of accidental death or permanent/partial disability.
Medical Expense Coverage
Covers hospitalization, surgery, and treatment costs resulting from accidents.
Peace of Mind
24/7 worldwide coverage, ensuring support wherever you are.
Income Protection
Provides a daily allowance or monthly benefit if you are temporarily unable to work due to an accident.
Flexible Plans
Choose from individual, family, or group/corporate policies.
Coverage Details
What’s Covered
- Accidental death
- Permanent total disability
- Permanent partial disability
- Temporary total disability
- Medical expenses due to accidents
- Hospital cash allowance
- Emergency ambulance charges
Optional Add-Ons
- Hospitalization daily cash
- Family member coverage
- Education benefit for children
- Repatriation expenses
Exclusions
- Self-inflicted injuries or suicide
- Injuries under the influence of alcohol or drugs
- Participation in hazardous sports (unless specifically covered)
- Pre-existing disabilities or conditions
Documents Required
- Completed claim form
- Medical reports and bills
- Police/accident report (if applicable)
- Proof of identity and policy documents
Who is Eligible?
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Residents & Expats:
All UAE residents, including expatriates, are eligible.
Age Limits:
Typically from 18 to 65 years (children can be included in family plans).
Corporate Groups
Special packages available for businesses and employee groups.
No Medical Tests
Most plans do not require a pre-policy medical check-up.
Additional Coverage can be:
Data Media:
Material damage and loss of information suffered by external data media (magnetic disks, magnetic tapes, magnetic cards, etc.)
Increased cost of working:
Additional expenses for computer operations due to insured’s computer breakdown and arrangement for hire computing facilities becomes necessary.
Insuring your future today. We’re here to help.
Protect yourself and your loved ones from life’s uncertainties.
Claims Process
Simple, Hassle-Free Claims:
Notify Us
Submit Documents
Assessment
Payout
TESTIMONIALS
What Our
Customers Says
Honestly, the best insurance I deal with, I have been with them for 7 years.
It’s a good companies where we get a good experience .even the staffs are also have good communication and well manner I have visited once but it’s remarkable and had good experience withe the staffs.
Frequently Asked Question
Can we add drivers and passengers accident cover?
Yes, optional add-ons such as personal accident benefit for drivers and passengers can be added at an extra premium.
Does this cover damage to my own vehicles?
No, TPL covers only third-party bodily injury and property damage. To cover your vehicles, you must opt for comprehensive fleet coverage.
Is TPL compulsory?
Yes, it is mandatory under UAE law.
Does this cover my own car?
No, only third-party damages are covered.
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