Concept: To cover the employer's legal liability for compensation as a result of his employees suffering bodily injury or death due to work related accidents arising out of and in the course of performance of his employment of the insured's business.
Coverage: Compensation is payable to the employees according to the UAE Labour law. The policy can be extended to cover accidental medical expenses, employer’s liability and repatriation cover.
Premium Rating: An agreed rate is applied on the actual or estimated total annual wages of employees at rate per cent.
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Insurance
